Last night after blogging about waiting for God to act in my situation, I rcvd an email from a Christian finance blog I follow called One Money Design (http://www.onemoneydesign.com/). It was an overview of blogposts for the week. The last post listed was titled, "How to Avoid Ovedrawing Your Checking Account". It was a little late for the "avoiding" part, since my account was severely overdrawn (and had just rcvd another fee since I had not made a deposit) in the amount of $306!!!!!
Anyway, in my new mindset to not dwell on the problem but focus on Christ, I decided to read through the article to see what I could do differently next time. The writer suggested many ideas of which I was already aware, like:
Well the first idea wasn't an option since there was no money to deposit that would cover the shortfall. So I took #2, and contacted customer service via online chat since it was Saturday. (Every cell in my body told me this wasn't going to make any difference because it was my fault the account overdrew in the first place.)
The rep I spoke with was nice and helpful but could only refund $35.00. I was grateful, but not satisfied, so I decided to try and speak with someone else. I asked for a number to call for more help and the explained the entire situation to the next rep including Craig's illness. I was shocked and overjoyed when she said she would make an exception to their "one fee refunded per cycle" rule, and refund ALL the fees which totalled $175.00!!!!!!
Thank You God for Your favor and faithfulness, and for giving me the courage to do what, in my mind, didn't make sense!
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